Set out eight 9 ounce clear, disposable cups.

Place the refried beans in a large microwave safe bowl and heat in the microwave for 1-2 minutes, stirring frequently, until heated through.

Mix in the taco seasoning packet, 2 Tablespoons of heavy cream and ¼ cup of the cheese mix until melted and combined.

Stir several times until the beans have cooled enough to touch. You want a thick but easily spreadable consistency, if necessary stir in more heavy cream, 1 Tablespoon at a time.

Place ¼ cup of the prepared refried beans in each cup.

Scoop all of the guacamole into a piping bag or sealable plastic baggie and cut off the corner with scissors.

Pipe a circle of guacamole on top of the beans, against the edge of the cup in each cup and then fill the centers evenly with the remaining guacamole.

Use a spoon to even out the guacamole into an even layer in each cup.

Repeat the process with the sour cream in a new bag until each cup has an even layer of sour cream.

Pour ¼ cup of salsa on each sour cream layer and gently even out with a spoon.

Sprinkle ¼ cup shredded cheese on the top of each cup, on top of the salsa.

Top each cup with 1 Tablespoon sliced olives, 1 Tablespoon cherry tomatoes and 1 teaspoon of cilantro.

Garnish with a tortilla chip, optional and serve.